After a very cold Saturday, Sunday was mild with some sun and today it feels mild; with the inevitable chance of rain. Sunday was helping D get down the Christmas lights from out of the Box tree and packing everything away until December comes around again. They all looked at seed catalogues whilst I was busying myself around the garden sorting out the smells and tracking the fox who visits.
How are the New Year's resolutions going? I talked about this last year and the need to set achievable ones and to make a substitute action to replace the one that has prompted the resolution. Loosing weight then change a habit like having a couples of biscuits with your coffee or tea to having one or none keep it up for 30 days and you will have broken the habit. If you can substitute something else say eat a piece of fruit then you will be getting more benefits. Never set impossible tasks for your self, remember that only way to achieve anything is in small steps that create success then the next and so on always getting positive results.
The boss (he) was having a moan on Saturday as Amex have increased their interest rate by 5% when in the UK and USA interest rates are at n all time low. His point is that they should be lowering them to allow people to continue to pay off the debt not hike the interest rate up. All this will do is cause more people to default or go into insolvency. Seems that the banks having been bailed out by the tax payer are now through their alignment with the credit card companies still generating more hardship.
Well the day is still young and there is much to learn so take care and speak to you soon.
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